Reforms to pensions and ISAs will alter the UK's savings system beyond recognition when government reforms come into effect on 6 April. Penny Cogher offers a breakdown of the effects of the changes
Only time will tell if the chancellor's pensions revamp was a wise and calculated decision or a reckless short-term vote winner, but from a financial advisers point of view nothing has really changed. Advisers just have more tools at their disposal now, says Steve Hennessy
A majority of employers are broadly positive about the governments pensions overhaul but 50 per cent believe they will need to provide extra guidance to staff.
Professional pensions advisers have a lengthy exposure to claims against them, so what can they do to protect themselves, ask Julian Miller and Sara Robertson