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Get your skates on!

Michael Wilson advises solicitors to finalise plans for this year’s professional indemnity insurance

19 July 2002

Final plans for the new period of professional indemnity insurance (to start from 1 September) should now be in place. Firms that have, over the past two years, left arrangements until the eleventh hour might be in for a shock this year. Some commentators have predicted that sundry insurers will be closing their doors before 31 August if they have already taken on all the business they require. So leaving arrangements until the last week in August is not really an option. Notifiable incidents As always, an important aspect of renewal negotiations is an examination of risk events that need to be reported under the current insurance policy. Events are to be reported as they come to the firm’s attention and must not be delayed until the receipt of an actual claim. So what exactly constitutes an incident that needs to be reported? The Solicitors’ Indemnity Insurance Rules contain the following definition: “‘Circumstances’ means an incident, occurrence, fact,...

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